Skip to main content


National Payments Corporation of India (NPCI) was incorporated in 2008 as an umbrella organization for operating retail payments and settlement systems in India. NPCI has created a robust payment and settlement infrastructure in the country. It has changed the way payments are made in India through a bouquet of retail payment products such as RuPay card, Immediate Payment Service (IMPS), Unified Payments Interface (UPI), Bharat Interface for Money (BHIM), BHIM Aadhaar, National Electronic Toll Collection (NETC Fastag) and Bharat BillPay.

NPCI is focused on bringing innovations in the retail payment systems through the use of technology and is relentlessly working to transform India into a digital economy. It is facilitating secure payments solutions with nationwide accessibility at minimal cost in furtherance of India’s aspiration to be a fully digital society.

For more information, visit:


Payments Council of India, Started in the year 2008 as a Digital Payments committee under IAMAI (Not for Profit Organization), The Payments Council of India (PCI) was converted into a council with its governing board in the year 2013. PCI is the leading industry association representing the diverse ecosystem of digital payment providers in India. As a non-profit organization, PCI aims to drive the growth and development of the payments industry, foster collaboration among stakeholders, and promote a secure, efficient, and inclusive payments ecosystem.

With a membership base consisting of payment networks, Payments Aggregators, PPI issuers, Payments Banks, payment service providers, and other key non-bank players, PCI serves as a unified voice for the industry, advocating for policies and regulations that facilitate innovation, consumer protection, and industry best practices.

PCI plays a pivotal role in shaping the future of digital payments in India by facilitating knowledge sharing, industry research, and thought leadership. Through various initiatives, events, and working groups, PCI fosters dialogue, promotes industry standards and addresses emerging challenges to ensure a vibrant and resilient payments landscape.

As the payments industry continues to evolve, the Payments Council of India remains dedicated to driving innovation, fostering trust, and unlocking the full potential of digital payments By collaborating with policymakers, regulators, and other stakeholders.

For more information, please visit


Fintech Convergence Council (FCC) was established in 2018 with the objective of representing the perspectives of regulated financial service providers and fintech companies on a range of issues. Currently, FCC has a membership of over 100 individuals from diverse domains within the industry, including digital lending and segments such as P2P, MSME, Consumer loan, Asset Backed lending and Cards, wealth management, insurance, digital financial service providers, Regtech, Agri-fintech, and Bureaus.

With the primary focus of the council to address the sector specific challenges faced by the industry and to serve as a platform for all stakeholders within the financial services (BFSI) ecosystem, fostering discussion on important issues, incorporating diverse perspectives, and promoting the growth of the fintech sector.

FCC has played a leading role in advocating for public policies pertaining to the domains and has actively produced thought leadership content. One of its committees, the Digital Lending Committee, consists of industry representatives from peer-to-peer lending, micro, small and medium enterprises (MSMEs), consumer gold loan, and cards. This committee has engaged in advocacy efforts with policymakers and regulators at various levels.

To know more, please visit:


Scroll to top