Dr Florian Toncar has been a parliamentary state secretary at the German Federal Ministry of Finance since Dec. 2021. He served as a member of the German Bundestag from 2005 to 2013 and has been a Bundestag member again since 2017. From 2011 to 2013, he was the deputy head of the Free Democratic Party (FDP) parliamentary group, and from 2017 to 2021 he served as parliamentary secretary of the FDP parliamentary group. He worked as a lawyer specialising in financial market regulation until 2021. 

Ms. Madhabi Puri Buch assumed office as Chairperson of Securities & Exchange Board of India (SEBI) with effect from March 2, 2022. 

Ms. Buch has served as Whole Time Member, SEBI till October 04, 2021. She has handled Market Regulation Department, Market Intermediaries Regulation & Supervision Department, Integrated Surveillance Department, Investment Management Department, Department of Economic & Policy Analysis, Office of Investor Assistance & Education, National Institute of Securities Markets and Information Technology Department.   

Ms. Buch has also served as  a Consultant to the New Development Bank in Shanghai.  Ms. Buch also served as the Head of the Singapore office of the Private Equity Firm,  Greater Pacific Capital. She also served as the Managing Director and Chief Executive Officer at ICICI Securities Limited and as Executive Director, on the Board of ICICI Bank.  Ms. Buch also served as a non-executive director on the Boards of various companies.   

Ms. Buch holds  an M.B.A. from the Indian Institute of Management, Ahmedabad and is a Graduate in Mathematics from St. Stephen's College, New Delhi. 

Dr. Vivek Joshi joined the Indian Administrative Service (IAS) in 1989. Dr. Joshi holds a PhD in International Economics from the Graduate Institute Geneva (Switzerland). He completed his doctorate under the guidance of Prof. Richard Baldwin. He is also an alumnus of University of Roorkee (now, Indian Institute of Technology Roorkee), where he did his B.E. in Mechanical Engineering in 1987.  

Dr. Vivek Joshi is currently posted as Secretary to the Government of India, Department of Financial Services, Ministry of Finance since 1st November, 2022. In this assignment, Dr. Joshi is dealing with policies, schemes and legislations related to banking sector including Public Sector Banks, insurance sector, Financial Institutions, financial inclusion, and pension reforms. He is also serving as member on the boards of Reserve Bank of India (RBI) and State Bank of India (SBI).  During 2014-17 he was also Joint Secretary in Ministry of Finance. 

Prior to joining DFS, Dr Joshi has held crucial posts like Registrar General of India under MHA and worked in Ministries of Women and Child Development, Textiles and other Departments of Government of Haryana.

Shri Ashwani Bhatia took charge as Whole Time Member, Securities and Exchange Board of India, in Mumbai on June 01, 2022.  Prior to this assignment, Shri Bhatia held the position of Managing Director, State Bank of India.  

Shri Bhatia handles the Department of Debt and Hybrid Securities (DDHS), Corporation Finance Investigation Department (CFID), Corporation Finance Department (CFD), General Services Department (GSD), Regional Offices, PQ Cell, RTI, Board Cell and NISM. 

Shri Bhatia comes with the experience of over three and a half decades in the State Bank Group where he joined as a Probationary Officer in 1985. Before becoming Managing Director in State Bank of India, Shri Bhatia served as MD & CEO, SBI Funds Management Pvt. Limited.    

He has wide experience in Treasury Operations, Retail Banking, Credit, Investment Banking and Asset Management. 

Shri Bhatia completed his schooling from Air Force School, Subroto Park, Delhi and did his Graduation in Physics and Mathematics from Dayalbagh University, Agra.  He is an MBA from Podar Institute of Management, Jaipur. 

Mr. Ananth Narayan is currently a Whole Time Member of Securities and Exchange Board of India (SEBI), looking after Market Regulation Department (MRD), Alternative Investment Fund and Foreign Portfolio Investors Department (AFD), Enforcement, Enquiries & Adjudication Department (EAD), Office of Investor Assistance & Education (OIAE), and Department of Economic & Policy Analysis (DEPA).  

Prior to this current role, Ananth has had extensive experience of academia, governance, and international banking. 

Between 2018 and 2022, Ananth was an Associate Professor at S.P. Jain Institute of Management & Research (SPJIMR), Mumbai. He also served on several boards, including as Independent Director on SBI Capital Markets, Additional Director (appointed by RBI) on Yes Bank Ltd., Public Interest Director (appointed by SEBI) on NSE Clearing Limited.  

Between 2009 and 2017, Ananth was with Standard Chartered Bank, last as Managing Director & Regional Head of Financial Markets, ASEAN and South Asia. Between 2006 & 2009, he was with Deutsche Bank, last as Managing Director, Global Rates, South Asia. Between 1993 & 2005, he was with Citigroup, last as Director, Financial Markets, South Asia.  

Ananth has also served on several RBI and SEBI committees and working groups. Ananth holds a Post-graduate Diploma in Management from Indian Institute of Management, Lucknow, and is a Bachelor of Technology (Electrical Engineering) from Indian Institute of Technology, Bombay. 

Mr. Amarjeet Singh, is presently the Whole-time Member at Securities and Exchange Board of India (SEBI). With a career spanning nearly 3 decades with SEBI, he has extensive experience in development, regulation and supervision of securities markets.  

Mr. Singh has been instrumental in introducing SEBI’s reforms in both primary and secondary securities markets including areas of Initial Public Offerings, Corporate Governance, Stewardship, Financing Reporting, T+1 Settlement and Risk Management. He has led SEBI’s engagements on sustainability reporting in recent years and also the conceptualization and formation of Social Stock Exchange and its related ecosystem in India. 

Mr. Singh is currently a member on the Board of the International Ethics Standards Board for Accountants (IESBA). He has represented SEBI on numerous Committees set up by Reserve Bank of India and Government of India. He was a part-time member on the Board of the National Financial Reporting Authority (2019-2022) and on the Board of Governors of the Indian Institute of Corporate Affairs (2019-2023), set up by the Ministry of Corporate Affairs. He has also served on the Board of the National Institute of Securities Market. 

Mr. Singh has been involved in various international regulatory initiatives, including that of International Organization of Securities Commissions (IOSCO). He has acted as Sherpa for SEBI’s representation on the Board of IOSCO. As former Chair of the Assessment Committee of IOSCO (2016-2018) and member of its various policy committees since 2010, he has steered thematic assessments at the global level and contributed to the evolution of IOSCO Principles and Standards. 

Apart from an MBA, Mr. Singh holds a Master’s degree in Economic Policy Management from Columbia University, NY, USA. He is a recipient of the Rotary Foundation Educational Award, 2000 for promoting leadership development and international understanding by Rotary International, USA and of the Joint Japan – World Bank Graduate Scholarship Award, 2001 – 02. 

Shri Kamlesh Chandra Varshney took charge as Whole Time Member, Securities and Exchange Board of India (SEBI) in Mumbai on 20th September, 2023.  Prior to this assignment he was Joint Secretary (Tax Policy and Legislation) in the Department of Revenue.   

Shri Varshney is MBA from IIM, Lucknow and is also a law graduate.  He has also worked in Merchant Navy after being trained in T.S.Rajendra. 

Shri Varshney is 1990 batch Indian Revenue Service Officer who has worked in various capacities in the Income-tax Department and Finance Ministry.  He was the first Commissioner of Advance Pricing Agreement and has a distinction of rolling out APA program successfully in India.  He is on the panel of tax experts of UNDP.  He has worked for five years with tax administration of Papua New Guinea helping them in investigation and capacity building.  Shri Varshney is recipient of the Finance Minister Award for his contribution to Indian Tax policy and Vivad Se Vishwas Scheme. Shri Varshney is a sports enthusiast and loves teaching 

Shri Varshney is handling various departments like Market Intermediaries Regulation and Supervision Department, Legal Affairs Department-LAD1, Integrated Surveillance Department, Information Technology Department, Recovery & Refund Department and Special Enforcement Cell. 

Nandan Nilekani is the Co-Founder and Chairman of Infosys Technologies Limited. He was the Founding Chairman of the Unique Identification Authority of India (UIDAI) in the rank of a Cabinet Minister from 2009- 2014. Nandan has co-founded and is the Chairman of EkStep Foundation, a not-for-profit effort to create a learner centric, technology based platform to improve basic literacy and numeracy for millions of children. In Jan 2023, he was appointed as the co- chair of the “ G20 Task Force on Digital Public Infrastructure for Economic Transformation, Financial Inclusion and Development”.

Born in Bengaluru, Nilekani received his Bachelor’s degree from IIT, Bombay. Fortune Magazine conferred him with “Asia’s Businessman of the year 2003”. In 2005 he received the prestigious Joseph Schumpeter prize for innovative services in economy, economic sciences and politics .In 2006, he was awarded the Padma Bhushan. He was also named Businessman of the year by Forbes Asia. Time magazine listed him as one of the 100 most influential people in the world in 2006 & 2009. Foreign Policy magazine listed him as one of the Top 100 Global thinkers in 2010. In 2014, He won The Economist Social & Economic Innovation Award for his leadership of India’s Unique Identification initiative (Aadhaar). In 2017, he received the Lifetime Achievement Award from E & Y. CNBC- TV 18 conferred India Business leader award for outstanding contributor to the Indian Economy-2017 and he also received the 22nd Nikkei Asia Prize for Economic & Business Innovation 2017. He has been inducted as International Honorary Member of the American Academy of Arts and Sciences in 2019.Business Standard Annual awards 2022 conferred, “The Life Time  Achievement Award”.

Nandan Nilekani is the author of “Imagining India”, co- authored his second book with Viral Shah, “Rebooting India: Realizing a Billion Aspirations” and co-authored his third book with Tanuj Bhojwani, “ The Art of Bitfulness: Keeping calm in the digital world” released in Jan 2022.

Pramod is an Executive Director at Securities & Exchange Board of India, handling Department of Debt & Hybrid Securities (DDHS), Department of Economic and Policy Analysis (DEPA), Enquiries and Adjudication Department (EAD), Quasi-Judicial Cell & acting as a quasi-judicial authority. He is a member of IFSC Authority (www.IFSCA.gov.in), the Inter-Regulatory Technical Group (IRTG) of the Sub-Committee of the Financial Stability and Development Council & a member of the Assessment Committee of IOSCO (www.iosco.org). 

Pramod has extensive experience in Indian financial services sector, having served as Group General Counsel at ICICI group, General Counsel for Citi South Asia cluster, as a partner at IndusLaw & as General Counsel of ICICI Bank, with many professional accomplishments in such roles. 

He also served as a member of Board of Directors of ICICI Securities Ltd, ICICI Prudential Trust Ltd, ICICI Trusteeship Services Ltd, & as a member of National Committee for Regulatory Affairs of Confederation of Indian Industry (CII), of Advisory Council of Sahamati & of SEBI Subcommittee for Regulatory Sandbox. 

Pramod has a deep interest in Fintech, LawTech & startups: He co-founded a LawTech enterprise, & served as a Board member of 2 startups. He also advised & mentored startups under the aegis of ICICI Bank’s Startup Engagement Team & its Innovation Lab, NSRCEL of IIM Bangalore, SINE of IIT Bombay & of No Changemaker Left Behind program by Agami. He has also led piloting and adoption of innovative approaches and technology-led solutions for various business, operational & legal requirements. He has collaborated on certain iSPIRT projects including Sahay-GeM & Sahamati AA Ecosystem. 

He has played a pivotal role in conceptualizing & adoption of online dispute resolution (ODR) at ICICI Bank & digital ecosystems such as Sahamati, Sahay GeM, Sahay GST & ONDC. He also engaged with policy makers, the government & the judiciary on ODR, which culminated in Niti Aayog committee report on Designing the Future of Dispute Resolution: The ODR Policy Plan for India, https://bit.ly/3AVS247, & in the launch of ODR Handbook: www.disputeresolution.online 

Pramod has also been associated with IDIA – Increasing Diversity by Increasing Access – an NGO dedicated to assisting students from underprivileged backgrounds in attending premier law schools in India. He has served as a founding member of Governing Board of NLSIU Alumni Association from 2015-2020. 

He has participated in & contributed to various law and regulatory reform initiatives of the government, regulators & industry forums, and written or contributed to several papers containing his personal view and opinions on matters of law and policy including for SCC Blog, IndiaCorplaw Blog, ARIA and for reputed digital business news platforms. 

Mr. Garg has handled several important assignments in SEBI since joining in January 1994. He has been closely associated with SEBI and Government of India’s initiatives on Financial Literacy and Investor Education in the country. He was instrumental in launching of SEBI Complaints Redress System (SCORES), Securities Market Trainers (SMARTs) program for Investor Education, Toll Free Helpline and Financial Education through Resource Persons. 

He played crucial role in establishment of NISM and setting up of its new campus at Patalganga.  Mr. Garg’s current portfolio includes Office of Investor Assistance and Education and Enforcement Department. 

Mr. Garg is SEBI nominee on the Board of Investor Education and Protection Fund Authority (IEPFA) set up by MCA, GOI and Technical Group on Financial Inclusion and Financial Literacy under FSDC.

Mr. Garg holds degree in Engineering, Law and Management. 

Mr. Sundaresan has more than 30 years of experience in Securities Market.  He is presently heading the Integrated Surveillance and Information Technology Departments of SEBI. 

As Head of Surveillance, his responsibilities include monitoring the trading on the stock exchanges and detect any mis-conduct or wrong doing, like, price/volume manipulation,pump and dump, front running, insider trading, etc. 

As Head of Information Technology, his responsibilities include monitoring the Cyber Security of SEBI as well as the securities market, IT infrastructure and application software development of SEBI.  

His past assignments include formulation and enforcement of regulations on raising of capital, corporate restructuring, trading, clearing and settlement, risk management, registration and supervision of intermediaries. 

He has delivered 400+ lectures within India and 25+ lectures in overseas seminars, on varied topics related to securities market. 

Sundaresan is a graduate in Commerce, holds Post Graduation in Finance and Human Resources and a degree in law. He is also a Certificated Associate Member of Indian Institute of Banking and Finance. 

Harish leads a global team working on financial inclusion; payments and market infrastructures; digital finance; and credit infrastructure topics. He represents the World Bank in several international working groups on these topics. He was a lead contributor to the IMF-World Bank Bali Fintech Agenda, co-led the Future of Finance flagship paper, and co-chaired the CPMI-World Bank taskforce on Payment Aspects of Financial Inclusion.

Prior to joining the World Bank, Harish worked in senior level positions at Visa in business development, operations, and risk management. He holds an under-graduate degree in Electrical and Electronics Engineering from Indian Institute of Technology -Madras, India and a Post Graduate Diploma, from Indian Institute of Management-Calcutta, India specializing in Finance and Systems.

Dr. Abhijit Phukon, an officer of Indian Economic Service (IES 2004), presently serving as Economic Adviser and Chief Information Security Officer (CISO) in the Department of Financial Services (DFS), Ministry of Finance, Government of India. He is the Director in the Board of Exim Bank and Bank of Maharashtra. 

Academically, he holds PhD in Finance, Master in Economics, and Post Graduate Diploma in HRD & Marketing. He has published several research papers in internationally reputed Journals. 

Professionally, he brings in over twenty years of academics, research, and cross-cutting governance experience in public policy. He brings in domain knowledge and expertise in digital payments, fintech, cyber security, sustainable finance, CSR/ SDGs/ ESG, corporate governance, regulatory and compliance, energy and infrastructure, Public Private Partnership (PPP), international trade etc.  

Prior to DFS, he served at the Department of Commerce, Department of Economic Affairs, Ministry of Power, Ministry of Corporate Affairs at various capacities including as Secretary, National Financial Reporting Authority (NFRA). While being in service in the Government, he instituted large scale reforms and policy frameworks in the economic and social sectors.  

Jay Surti heads the IMF's Financial Supervision and Regulation division, holding responsibility for the management and execution of the IMF's work program in these areas, covering policy development, implementation assessment, and capacity building. His previous responsibilities at the IMF include management of the work on supervision and regulation of capital markets and nonbank financial institutions and leading the thematic chapters of the Global Financial Stability Report. He has represented the IMF at several committees and working groups of the Financial Stability Board, Basel Committee on Banking Supervision, and IOSCO, and has led the IMF's Financial Sector Assessment Programs in Spain and Tanzania. During 2018-20, while on leave from the IMF, he served as special advisor to top management of the Reserve Bank of India. He holds a Ph.D. in economics from Boston University. 

Ana Maria is currently the Head of the Payment System Department at the Central Bank of Colombia. Previously worked at the Unit of Financial Regulation of the Ministry of Finance, the Securities Self-Regulatory Organization and the Colombian Banking Association.  In 2020 Ana Maria received a special award of the Prize Juan Luis London, given to economists under 40 who demonstrate significant contributions to the design of social policy. She owned the prize due to her leadership in the implementation of Ingreso Solidario, the Covid-19 G2P emergency program of Colombia. 
  
Mrs Prieto holds a Master in Public Policy from Universidad de los Andes (Colombia) a Master in Economics from Universidad Javeriana (Colombia) and has participated in several academic programs in financial inclusion, innovation and leadership at Oxford University, Georgetown University and Harvard University. 

Solomon Damtew is the Director of the Payment and Settlement Systems Directorate at the National Bank of Ethiopia (NBE); he has demonstrated over 14 years of dedicated service at the NBE. In his current position, Solomon oversees the development and modernization of digital payment systems and financial services in Ethiopia. He has played a pivotal role in leading initiatives to enhance regulatory frameworks, policies, and strategies to promote financial inclusion and advance digital payment systems. Solomon has also been instrumental in modernizing and implementing the interbank payment system, RTGS, a critical component of interbank payment processing in Ethiopia. Before his current role, Solomon served as the principal (Division Head) for payment system oversight and development, where he confidently led efforts to draft various payment system-related regulatory instruments, including the National Payment System Proclamation. He also led the formulation and implementation of the Ethiopian first ever National Digital Payment Strategy (NDPS) 2021-24, which laid down the groundwork for the country's current digital payment landscape. 

Harris, as the Group Chief Digital Officer of Eurobank, is responsible for CX, Innovation, Digital Solutions and Analytics, setting and implementing the Digital Strategy of the Bank. He started his career with Eurobank Group in 1994, serving in several key positions in the IT Unit, amongst which, the position of the CIO of Postbank (Eurobank's subsidiary in Bulgaria). He continued his professional journey in the Commercial Bank of Qatar, as the Head of Enterprise Analytics and IT Operations, and then as the DCIO and various Transformation programme stream's Leader, for the Commercial Bank of Dubai. Through these positions, he led the transformation of the respective organizations, by establishing innovative technologies, services, and products. In 2018, he rejoined Eurobank Group, initially as the Head of Group IT Applications Management and International Activities, until 2022, when he assumed his current role. He holds an MBA from the University of Leicester and a BCs in Accounting & Management Information Systems from the University of Hertfordshire.

Ms. Sirirat Junwongsasin has over 15 years of experience at The Bank of Thailand. She specializes in payment systems policy, Fintech innovation, and regulatory frameworks, fostering a sustainable FinTech ecosystem through open infrastructure and stakeholder collaboration. 

Camilo Tellez-Merchan is Deputy Managing Director for the Better than Cash Alliance. Prior to joining the Alliance, he worked at CGAP in Washington and the GSM Association in London where he supported providers in the area of digital financial services. He has also worked at the UN Economic Commission for Asia and the Pacific in Bangkok, and at the Microsoft Labs in Bangalore where he conducted ICT4D research in the technology for emerging markets team. 

Dr. Sidi Mohamed Dhaker is the Special Advisor to the Governor of the Central Bank of Mauritania where he served previously as Director General of the Institute for Economic Studies, Chief of Staff to the Governor, Director of communications, and Director of Strategy. Prior to this, he was Director of Monitoring & Evaluation at World Vision International and a Consultant for several international organisations. 
 
Frequent speaker in international conferences, he is an Associate Professor of economics and management and Executive Director at Africa Fintech Forum. Sidi-Mohamed is a recipient of the “Transformers Award” Mandela Washington Fellowship, French-Africa Young Leader, and part of the prestigious ranking ‚’Choiseul 100 Africa‚’. 

Dr. Dhaker holds a PhD in Strategy and management (University of Versailles), an MSc in Strategic management (HEC Paris), an MA in Development Economics (University of Paris), a Postgraduate Diploma in international management (Georgetown University), and an Executive Certificate in Fintech and innovation (University of Cambridge). 

Jose Luis Vasquez is currently Deputy Manager of Strategy and Development of Retail Digital Payments at the Central Bank. Previously, he served as Head of the Payment Interoperability Project, Head of the Financial Infrastructure Department of the Monetary Operations and Financial Stability Management; Likewise, he served as Head of the Currency Programming Department of the Currency Management of the Central Bank. He has 25 years of experience as a central banker and holds a Master's degree in Applied Economics from the University of Michigan, United States, as well as a Diploma in International Monetary Policy from the Kiel Institute in Germany. He is economist from The Catholic University of Peru.

As an Acting Director of the Financial Technology Department of the Bank of Russia Stanislav Korop is in charge of the development of several digital public infrastructure projects, including national biometric system, digital profile, data exchange platform, Open APIs and consent management platform. Prior to joining the Financial Technology Department Stanislav Korop was Deputy Director of the Reporting Department and later Data Management Department of the Bank of Russia. 
 
Mr Korop holds a degree in finance and credit from International University in Moscow. 

Born on December 26, 1964, Atul Kumar Goel assumed the charge as MD & CEO of Punjab National Bank w.e.f. 01.02.2022. Prior to this, he was holding the position of Managing Director & CEO of UCO Bank. Before his elevation as MD & CEO of UCO Bank, he was Executive Director in Union Bank of India w.e.f. 15.09.2016 to 01.11.2018. He also held the position of Chairman, IBA from 24.10.2021 to 21.03.2024.

Mr. Goel is having around three decades of Professional Banking Experience in four Banks viz. Allahabad Bank (now Indian Bank), Union Bank of India, UCO Bank and Punjab National Bank. As a qualified Chartered Accountant, he has vast experience, exposure & expertise in all major areas of banking including Large Corporate, Treasury Management, Risk Management; Financial Planning & Investor Relations apart from Support Service, Business Process Transformation, Compliance etc.

As a Managing Director & Chief Executive Officer of UCO Bank, he envisioned UCO Bank to be one of the leading Banks in India and was instrumental in bringing the Bank back to profitability in FY 2020-21 after 5 years of consecutive losses. He was a Director on the Board of the New India Assurance Co. Ltd. from 01.10.2019 to 31.12.2021. He is also the member of Governing Council & Chairman of Executive Committee of Indian Institute of Banking & Finance (IIBF). While working as Executive Director at Union Bank of India, his contribution to Large Corporate, Accounts and Finance Division of Bank was immeasurable through his rich knowledge and experience.

Shri Goel joined erstwhile Allahabad Bank (now Indian Bank), on 27.03.1992 as a Chartered Accountant in Specialist Officer in Scale II and was elevated up to the level of General Manager. He has handled key areas covering vast spectrum of banking operations, most importantly as Chief Financial Officer (CFO). He also headed the Mumbai Zone of erstwhile Allahabad Bank. He served as Director of All Bank Finance Limited.

Shri Goel has attended prestigious training programmes conducted by various prestigious institutions. He has also undergone training programme held abroad conducted under aegis of CAFRAL. Earlier, he was the Chairman of Standing Committee on Accounting Standards & Taxation and also Standing Committee on Retail Banking of Indian Banks’ Association (IBA).

Michael Spiegel is the Global Head of Transaction Banking at Standard Chartered and a member of the Corporate, Commercial and Institutional Banking Management Team. He is responsible for the strategic positioning of the business, and delivery of solutions across Cash Management, transactional FX and Trade & Working Capital Financing to corporate and institutional clients. He is also a Member of the Supervisory Board of the Bank’s European Hub in Frankfurt, Standard Chartered AG. Outside the Bank, Michael is a Board Member of Singapore’s Trade Data Exchange (SGTradeX), a digital infrastructure that facilitates trusted and secure sharing of data between supply chain ecosystem partners. He is also the Chair of the Banker’s Association For Finance and Trade’s (BAFT) Transaction Banking Leaders Group. Michael is a veteran transaction banking and client coverage specialist. His career spans more than three decades across Europe, the United States and Asia where he has held senior management positions in Global Transaction Banking and Client Coverage.

Prior to joining Standard Chartered in 2020, Michael worked at Deutsche Bank where he shaped the global trade finance and corporate cash management delivery and was a 
driving force behind the development and roll‐out of a fully integrated vendor finance solution. Michael holds a bachelor’s degree in Banking. He lives in Singapore with his wife and two children.

Mr Sumnesh Joshi is an officer from Indian Telecom Service Cadre and at present is posted as Deputy Director General , at Joint Secretary level in Ministry of Communications at DoT Mumbai. He is working in area of expanding 5G use cases , IoT and ensuring the connectivity. He has also been made Nodal officer for monitoring of 4G network saturation Project in East and West region of the country. 
 
He worked with UIDAI as a first officer at UIDAI Regional Office Mumbai in April 2010 as a part of the founding team under leadership of Mr Nandan Nilekani. He was instrumental to roll out the implementation of biometric based Digital Identity “Aadhaar” project in Maharashtra, Gujarat, Goa, Dadra Nagar Haveli and Daman Diu. He worked with the Aadhaar Eco System Partners like State Governments, Regulators, Banks, Insurance Companies and  Fintech Companies and guiding them in designing the solutions for the convenient delivery of various services using “Aadhaar”.  He facilitated the use of Aadhaar-a Digital Identity Platform in E-Governance for Targeted Delivery of Services and Benefits. He also headed Enrolment & Update vertical of UIDAI PAN India. He was  in various committees to look into the Strengthening of Aadhaar Enrolment Processes, Revisiting the regulations and SoPs, Automation of  various Processes and Universal Client for Enrolment & Update. 
  
MrJoshi is an officer of 1993 Batch of Indian Telecom Service and has over 25 years of experience at various positions in Government of India. Earlier years of his career He worked with Department of Telecommunications, Government of India and was involved in  Telecom Traffic Planning , Data Analytics, Project implementation, Marketing of Services, Market Strategies, Market Intelligence, Product DevelopmentandBrand building. 
  
Mr Joshi did his engineering in Electronics &Communications from Rajasthan Technical University Kota Rajasthan India. He holds Micro Masters in Data Economics and Development Policy from Massachusetts Institute of Technology, USA. He pursued a Certificate course in Public Policy from University of California Berkeley and MBA from the Management Development Institute Gurgaon, India. 

Ray Harishankar is an IBM Fellow within the Quantum team focused on Quantum Safe. Ray leads the business and technical strategy for IBM Quantum Safe, drives the quantum safe product strategy and product engineering. Ray leverages his deep technical expertise, the broad set of capabilities that IBM has in broader security services and post quantum cryptography and pragmatically applies it to benefit clients. Ray also advocates IBM capabilities and leadership in Quantum Safe with its industry clients. Given his extensive client experience, Ray functions as a mentor for the IBM Quantum Safe delivery team. 

Ray is actively engaged with customers across multiple industries and with a focus on Banking, Insurance, Tele Communications and Government. Ray is often sought after for providing his perspectives on simplifying complex architectures, pragmatic application of leading-edge technologies and innovative methods and approaches. 

Ray is on the technology advisory council for selected customers and universities and provides guidance on technology decisions. 

Ray has been with IBM since 1999. He was nominated as a Distinguished Engineer in 2003 and as an IBM Fellow in 2006. Appointment to IBM Fellow is the highest honor that an employee can receive for technical innovation. Ray is also a member of IBM Academy of Technology. In 2009 Ray was named an Asian American Engineer of the Year. In October 2013, Ray was honored with a Distinguished Alumnus award by the Ohio State University College of Engineering. Ray holds 23 patents and has filed several more.